Aflac Insurance Referral Program... Give Me Referrals and I Will Pay You and Your Favorite Charity!

Check out my fabulous 10/5/3/1 program!

As an independent Aflac agent, I understand the importance of referrals so I set up a referral program that is completely unrivaled. I call it the 10/5/3/1 program and I will explain it for you right after telling you a little bit more about Aflac.

I'm sure that you've heard of Aflac Insurance because of our crazy duck commercials and our sponsorship of Carl Edwards' NASCAR racing team. However what you may not be aware of is that Aflac is:

• Fortune 500 company
• 100 Best Companies to Work for®—Fortune 2008
  Aflac Insurance has been listed as one of Fortune's "100 Best Companies to Work for"® for nine consecutive years.
• Fortune Top 100 Most Admired Companies
• Top 125 Companies - Training Magazine 2007
• 100 Best Companies for Working Mothers—Working Mother 2006
  Working Mother cites Aflac's onsite child care and flexible work schedules.
• 50 Best Companies for Women—Fortune 2005
• 35 Great Places to Work for African-American Women—Essence 2005
• 50 Best Companies for Hispanic Women to Work-LATINA Style 2004
• Provides high quality yet extremely affordable life insurance, disability insurance, dental insurance and catastrophic illness insurance

Plus, Aflac Insurance is a huge corporate sponsor of a wide variety of charities including the upcoming Aflac Insurance Iron Girl Del Mar Women's Event on June 22.

My point with all of this is to have you see that Aflac Insurance is a company that really backs their customers, their employees and their community. That's why I chose to be affiliated with them and why you can be proud to refer people to me.

So here's how the 10/5/3/1 program works:

All you have to do is refer me to a potential Aflac Insurance client...

• Individuals or businesses in San Diego County, CA
• Any business with more than 10 employees within 100 miles of 92122
• Any business within the state of California with more than 20 employees
• Any business within the United States with more than 40 employees
• Not sure how many employees a company has? Just refer them anyway and I'll do the research for you

... that would be interested in life insurance, disability insurance, dental insurance and catastrophic illness insurance and let them know that I will be contacting them about Aflac Insurance. If they sign up for Aflac through me, I will reward you with 10% of my upfront commission as soon as I am paid it (I usually get paid within 2 business days of closing the account) and then at the end of the year, I will send a check for 5% to your favorite charity.

(Notice: You must contact your referral before I contact them and warm them up by letting them know that I will be contacting them about a service that "will build employee loyalty to their organization while, at the same time, save them money on their payroll taxes without costing them anything." I highly recommend that you do not mention Aflac, "employee benefits" or really any more than that one line other than maybe telling them that you signed up as well because many business owners have misconceptions about Aflac Insurance. Most are resistant to even allow me to make my 15-20 minute presentation to them when they hear "Aflac Insurance" but 80% of business owners opt to offer Aflac Insurance to their employees after the presenation. I will not call them before two business days have passed after you submit their lead to me. If your referral tells me that they were not expecting my call, you will not receive your commissions although I will still donate to your charity. Therefore, do not forget to warm up your referrals; it is absolutely critical to our combined success.)

But that's not all! If anyone that you refer to me gives me a referral that signs up with Aflac, then I will pay you 3% of that upfront commission and give 1% of that upfront commission to your favorite charity at the end of the year.

So, what types of clients am I looking for through this referral program? My main focus is on small businesses with five to twenty employees although I also write policies for individuals and larger companies. Really, no person or business is too small or too big for me to service with utmost diligence and the best, most affordable life insurance, disability insurance, dental insurance and catastrophic illness insurance.

To give you an idea of how much I would pay you for your referrals, normally, 80% of business owners that I meet see how AFLAC can help their business and their employees. Therefore, they agree to make Aflac available to their employees. Out of all employees, about 70% sign-up for Aflac products. The average employee purchases $550 in insurance per year and Aflac pays 17.5% of that amount as an upfront commission.

Refer me to ten businesses with ten employees each and you would receive around $539 and your favorite charity would receive around $269. In addition, these numbers are based off my usual prospecting methods. I truly believe that with your personal referral, I will see closer to 90-95% of business owners agree to offer Aflac to their employees. That would equate to around $640 for you and around $320 for your charity.

But that's not the end of it! Like I said, if your referrees refer me to 10 others (and this is not uncommon at all) then I will pay you 3% of those upfront commissions and give 1% to your favorite charity. Assuming that the same percentage of businesses and employees sign up as above, you would receive an additional payment of around $1920 and your charity would receive another donation of around $640.

Again, I want this Aflac insurance referral program to be profitable for both of us as well as your favorite charity.

Notices: 1) The numbers used here are examples only and do not predict future results. My commissions vary so I reserve the right to change this arrangement at any time. 2) Because California law makes it illegal to offer rebates for insurance, this offer only applies to individuals or businesses that you refer. You will not be paid a referral fee for signing up yourself, any business that you own or any corporation at which you hold a VP title or higher. 3) If you are an employee of a business and you refer the business owner or company, you will receive payment.

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